An exclusive partnership among three specialists.

Innovative insurance distributor and product developer; VC-backed; holds the exclusive relationship with Arch for low-LTV mortgage insurance; the team that conceived of and operates AgencyAlpha.

The world's largest independent insurance broker: 13,000 associates, 150 offices, 65,000 clients; deep expertise in credit default programs.

The highest-rated private mortgage insurer in the U.S.: AA− (S&P), A1 (Moody's), A+ (Fitch) — a full notch above all rated competitors across all three agencies. 179% PMIERs sufficiency ratio (Dec 31, 2025). $30B+ in capital after 25 years of global growth. The only globally diversified mortgage credit risk insurer, operating in the U.S., Australia, Europe, and Bermuda.

Its parent earned $4.5B in net income from 2007–2013 — while the industry lost more than $11B.